The Quarterly Risk Report highlights issues that pose risk to associations and provides resources to help associations build knowledge, incorporate best practices, and avoid claims.
Report Downloads
Download the Q4 Risk Report
Year in Review
Download the Q3 Risk Report
Copyright, Trademark & AI
Download the Q2 Risk Report
Data Privacy and Cybersecurity
Download the Q1 Risk Report
ADA Compliance
2022 Reports
Download All 2022 Quarterly Risk Reports
Download the Q4 Risk Report
Governance
Download the Q3 Risk Report
Workplace Safety
Download the Q2 Risk Report
Sexual Harassment
Download the Q1 Risk Report
Antitrust
Year in Review
Total claims filed in 2023: 62
Active: 26
Potential: 24
Denied: 2
Top 3 Claim Types
62 claims were filed on the NAR Insurance Program in calendar year 2023, with the top three claims comprising 50% of filed claims. For the first time ever, cyber claims topped the list of claim types filed, driven by the Rapattoni breach in August 2023.
11 Cyber
11 Employment
7 Professional Standards
Check out NAR’s resources in each of these areas to help prevent future claims. Local REALTOR® Associations filed the majority of claims, and the yearly total is in line with recent years. (See graphs below.)