NAR Policy Forum – February 6, 2020 – National Press Club, Washington, DC



Alanna McCargo

Alanna McCargo

Alanna McCargo is Vice President of the Housing Finance Policy Center at the Urban Institute, leading development and strategy of research programming for the Center.

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McCargo leads portfolio of research programs on racial wealth equity, Black homeownership, and financing strategies for underserved low cost housing markets.

Previously, McCargo held leadership roles with CoreLogic, JP Morgan Chase, and Fannie Mae, and worked with the Treasury Department from 2008-2011 on housing recovery programs. She serves on the nonprofit board of Doorways for Women and Families, and serves as an advisor on committees focused on helping underserved populations with financial literacy, economic stability, and housing security.


Buzz Roberts

Benson F. (Buzz) Roberts

President and CEO of the National Association of Affordable Housing Lenders. NAAHL is the national alliance of leading banks, community development financial institutions (CDFIs), and other capital providers for affordable housing and inclusive neighborhood revitalization.

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Buzz was the Director of the Office of Small Business, Community Development and Housing Policy at the U.S. Treasury Department from 2011 to 2015. He was previously Senior Vice President for Policy and Program Development at the Local Initiatives Support Corporation (LISC), a leading nonprofit investor in low-income community development. Buzz has helped to create the Low Income Housing Tax Credit; the New Markets Tax Credit; the HOME housing partnerships program; regulatory changes to the Community Reinvestment Act; the Capital Magnet Fund; Treasury funding for FHA multifamily risk-sharing loans to finance affordable rental housing; and bond guarantees for CDFIs. He has been a board member of several national nonprofit organizations and coalitions and has written extensively about affordable housing and neighborhood revitalization.


Brian Montgomery

Brian Montgomery

Brian D. Montgomery serves as the Assistant Secretary for Housing – Federal Housing Commissioner for HUD.

View Brian Montgomery's bio

Nominated by President Trump in September 2017, Brian Montgomery's confirmation marks the first time an individual has served as head of the Federal Housing Administration (FHA) twice, and under three different Administrations.

Mr. Montgomery has also been delegated certain duties of the Deputy Secretary. Through this role he manages the day-to-day operations of the agency and advises and assists the Secretary in leading the Department’s nearly 8,000 employees.

With over 30 years of experience in both the public and private sector, including his first term as Commissioner from 2005 to 2009, Mr. Montgomery brings to HUD a deep knowledge of housing issues and vast experience spearheading large-scale policy initiatives. He is known for his work in reforming the Real Estate Settlement Procedures Act, developing solutions to assist struggling homeowners during the financial crisis, and his leadership of FHA modernization efforts that led to legislation in 2008.

As Federal Housing Commissioner, Montgomery is responsible for the management of FHA’s $1.3 trillion mortgage insurance portfolio, which includes its Single Family, Multifamily, and Health Care programs. As Assistant Secretary for Housing, he also oversees HUD’s project-based Section 8 rental assistance housing program, the Office of Housing Counseling, and HUD’s Manufactured Housing Program.

In addition to his first term as FHA Commissioner, Montgomery’s government experience includes serving as Deputy Assistant to President George W. Bush from 2001 to 2005, including serving as Secretary of the Cabinet from 2003 to 2005, and as a member of the Federal Housing Finance Board and the board of NeighborWorks America. While serving as Secretary to the Cabinet, Montgomery was appointed as the White House primary point of contact for the shuttle Columbia accident investigation in February 2003. For the effort, Montgomery was awarded the NASA Exceptional Service Medal in 2004.
A Texas native, Montgomery holds a Bachelor of Arts in Political Science from the University of Houston. He also attended the University of Texas at Austin.


Bryan Greene, NAR’s Director of Fair Housing Policy

Bryan Greene

Bryan Greene is NAR’s Director of Fair Housing Policy.

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Bryan is responsible for representing NAR on all federal regulatory and legislative matters to ensure the interests of consumers and the real estate industry interests are protected. He also manages NAR’s new Fair Housing Policy Committee, which will allow NAR to focus more attention on the public policy issues surrounding fair housing and equal opportunity while better support its strategic priority of enhancing housing equality.

Bryan Greene was formerly the Associate Deputy Assistant Secretary for Economic Affairs in HUD’s Office of Policy Development and Research (PD&R). In this role, he worked to reduce regulatory barriers to affordable housing, reforming the housing-choice voucher program to make it work better for residents and landlords, and helping housing-choice-voucher residents access communities with more economic opportunity.

Before joining PD&R, Bryan was the General Deputy Assistant Secretary of HUD’s Office of Fair Housing and Equal Opportunity (FHEO), where he oversaw the policy direction and operational management of the 500-person office enforcing the nation’s housing anti-discrimination laws. Under his leadership, HUD pursued large-scale, high-profile cases that addressed systemic discrimination and provided widespread relief. He also managed HUD’s Fair Housing Assistance Program (FHAP) and HUD’s Fair Housing Initiatives Program (FHIP), which together provide $70 million to state and local government agencies and nonprofit organizations fighting discrimination in local communities.

Bryan was the 2007 recipient of the Presidential Rank Award, the highest federal honor bestowed upon federal senior executives for outstanding service.

During his tenure at HUD, Bryan has also served as FHEO’s Deputy Assistant Secretary for Enforcement and Programs, as its Director of Fair Housing Policy and Legislative Initiatives, and as a Special Assistant to senior officials.

Bryan earned his BA in Government from Harvard University.


Christie DeSanctis

Christie DeSanctis

Christie DeSanctis, Director, Business and Conventional Finance Policy, manages the business and conventional finance legislative and regulatory policy team for the National Association of REALTORS®’ Advocacy Group.

View Christie DeSanctis's bio

The policy issues managed by Christie include GSE reform, anti-money laundering concerns, health care reform initiatives, and consumer finance matters, such as those related to the Real Estate Settlement Procedures Act and the Know Before You Owe mortgage disclosure rule. In addition to maintaining key relationships with government agencies, Congressional committees, and industry stakeholders, Christie also oversees a governing policy committee that develops new advocacy positions based on federal real estate and business related activities for NAR.

Prior to joining NAR in June 2016, Christie worked for the U.S. House of Representatives Committee on Education and the Workforce and the U.S. Senate Committee on Small Business and Entrepreneurship on employer benefits and workforce protections matters. She received her J.D. from the University of Maine School of Law, dual B.S. degrees from Virginia Tech, and is admitted to the state bar of Virginia.


Christopher Coes

Christopher Coes

Christopher Coes is the Vice President for Land Use and Development at Smart Growth America.

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Under his leadership, Christopher oversees Smart Growth America's real estate and built environment programs including LOCUS: Responsible Real Estate Developers and Investors, the National Brownfields Coalition and TOD Finance and Advisors, Inc., a for-profit subsidiary of Smart Growth America.

Mr. Coes has led LOCUS and Smart Growth America's national public policy efforts on a range of issues including securing over $20 billion in transit-oriented development and local infrastructure financing and the reauthorization of the EPA’s brownfields program. Under Mr. Coes leadership, LOCUS has grown to become a national leader known to be unafraid to tackle some of the toughest challenges facing the smart growth real estate industry today. In 2018, Mr. Coes co-authored The National Opportunity Zone Ranking Report, first of its kind, which examined Opportunity Zones for smart growth potential and social equity and vulnerability.

The report scores present actionable information for both investors seeking to identify zones with the best triple bottom-line investment profile and for city and community leaders implementing place and people-based “do no harm policies” that protect vulnerable residents and business. In 2014, Coes launched the Attainable Housing and Social Equity Initiative that has assisted local communities and the private sector in developing place-based, market-driven strategies aimed at encouraging economic growth while ensuring accessibility and social equity in great walkable urban places.

Over the past ten years, Mr. Coes has advised cities and the private sector on sustainable and equitable economic development, including serving as an advisor to USDOT’s LadderSTEP Pilot Cities and FTA’s Transit-Oriented Development Technical Assistance programs. In addition, Mr. Coes has facilitated numerous deal-making opportunities that have produced over $1 billion in new smart growth real estate deals.

Prior to joining Smart Growth America, Christopher served as a Consultant for Government Affairs and Campaigns at M+R Strategic Services. As a consultant, Christopher worked with various clients including Transportation for America – a broad, diverse and unprecedented coalition advocating for a national vision for a 21st-century transportation system. For three years, Christopher served as Transportation for America’s Senior Campaign Advisor and Deputy Director. In addition to his work on transportation and real estate issues, Christopher brings over fifteen years of experience in government relations, advocacy, coalition building and program management. Mr. Coes currently serves as an active member of Urban Land Institute and Real Estate Executive Council and also serves as Treasurer and the Board of Directors Director of African American Real Estate Professional of DC.

Mr. Coes received a BA/MA in Government and Politics from St. John’s University, specializing in Public Administration.


David A. Bank

David A. Bank

David A. Bank, Senior Vice President, joined Rosen Consulting Group (RCG) in 2013.

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Mr. Bank is responsible for managing RCG’s strategic consulting projects, supervises the research team and directs housing policy research and consulting engagements. He is the team lead for multifamily and single family housing market research and co-authored a series of white papers on Homeownership in America, written in collaboration with Kenneth T. Rosen and published by the UC Berkeley Fisher Center for Real & Urban Economics. In addition, Mr. Bank has been the lead author and project manager on RCG reports and white papers across a broad spectrum of residential and commercial real estate topics. With more than a decade of experience in economic and housing market research and consulting services, Mr. Bank is often called upon to consult with real estate clients and to provide research presentations to clients and industry groups.

Prior to joining RCG, Mr. Bank served as an Economist at the U.S. Department of Housing and Urban Development (HUD) in the Office of Policy Development and Research (PD&R), where he was responsible for analyzing regional economic and housing market conditions. Mr. Bank conducted market risk assessments for the Federal Housing Administration (FHA) multifamily insurance program and published numerous reports as part of the HUD Economic and Market Analysis Division. Before that, he worked as a research analyst for Cathy Minehan, Chairperson of Massachusetts Council of Economic Advisors under Governor Deval Patrick. In addition, Mr. Bank worked for several years as a consultant in the market research and healthcare industries. Mr. Bank received an M.A. in International Finance and Development Economics from The Fletcher School at Tufts University and graduated summa cum laude with a B.A. in Economics from New York University. He is a member of Urban Land Institute.


Donnell Williams

Donnell Williams

Donnell Williams, broker of record and owner of Destiny Realty, headquartered in Morristown, New Jersey with a branch office in Newark serves as the President-Elect of the National Association of Real Estate Brokers (N.A.R.E.B.).

View Donnell Williams' bio

Destiny Realty is one of the largest African American independently owned real estate brokerages in the State of New Jersey. A long-time member of N.A.R.E.B., Mr. Williams has been actively involved in the trade association’s efforts to promote the meaningful exchange of ideas about the real estate business and how to best serve its clientele.

His leadership skills positioned him as a regional vice president where he encouraged professional development and increased industry knowledge. Donnell also worked to create an environment that fostered creativity in the workplace and the marketplace as a goal for NAREB members.

In addition to his professional commitment to NAREB, Donnell holds membership in the North Central Jersey Association of Realtors and the New Jersey Association of Realtors; is a member of the Board of Adjustments for Morris (NJ) Township, and a member of the United Developers Council. Additionally, Mr. Williams, a licensed Realtor since 1992 and licensed broker since 2001 earned membership in the New Jersey Million Dollar Club (1995-2000) and holds certifications as a real estate manager and housing counselor. He currently serves as a Chairman of the Board of the New Jersey Association of Minority Real Estate Professionals.

A resident of Morris Township, Donnell’s community and civic involvements include active membership as Grand Master of Most Worshipful Oriental Grand Lodge, a member of Morris County Minority Concerns Advisory Committee, and an NAACP Silver Level Lifetime member.


Edward Golding

Edward Golding

Edward Golding is the Executive Director of MIT’s Golub Center for Finance and Policy and a Senior Lecturer at the MIT Sloan School of Management.

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Golding headed the Federal Housing Administration from 2015-2017 and was a senior advisor to the Secretary of Housing and Urban Development from 2013-2015. In these roles, he helped formulate US housing policy in the aftermath of the Great Recession.

Golding was also an executive at the Federal Home Loan Mortgage Corporation (Freddie Mac) from 1989-2012, where he headed model development, strategy and investor relations and developed a national reputation for visionary leadership in housing finance policy.

Most recently, Golding served as a visiting fellow in the Housing Finance Policy Center at the Urban Institute and as an adjunct professor of finance at Columbia Business School.

In addition, Golding has taught at the Wharton School of the University of Pennsylvania, the Woodrow Wilson School of Public and International Affairs at Princeton University, and the University of Florida. He earned an AB degree in applied mathematics from Harvard University in 1976 and a PhD in economics from Princeton University in 1982.


Jim Park

Jim Park

Jim Park is the co-founder and CEO of the Mortgage Collaborative – a network of independent mortgage lenders and community banks working together to improve their competitiveness in the market and thereby helping more homebuyers achieve the American Dream.

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Jim is also the National Chairman Emeritus of the Asian Real Estate Association of America (AREAA) and serves as the President of AREAA Global – the for-profit arm of AREAA focused on creating new business opportunities for its members. Park is also a co-founder of the Housing Renaissance – an annual gathering of leading thought leaders from the housing finance, real estate and academia focused on addressing the broad needs of housing consumers.

Park has worked in all sectors of the housing industry as an entrepreneur, corporate executive, government official and nonprofit housing advocate. Also, Jim continues to serve on various nonprofit and advisory boards including serving as the last Chair of the Federal Reserve's Consumer Advisory Council and Asian American Institute for Congressional Studies. He currently serves as the Chair of the Audit and Finance Committee for ICIPE – one of the largest African research institute based in Kenya.


Julia Gordon

Julia Gordon

Julia Gordon is the president of the National Community Stabilization Trust (NCST), a nonprofit organization that seeks to reclaim vacant homes to build strong neighborhoods.

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Well known in the mortgage, affordable housing, and community development sectors for her commitment to supporting vibrant neighborhoods and advancing sustainable homeownership, Julia has written numerous articles about housing finance and policy, has testified as an expert before Congress on multiple occasions, is a sought-after conference speaker, and works frequently with journalists and the media.

Gordon’s previous experience includes stints as senior director of housing and consumer finance at the Center for American Progress, manager of the single-family policy team at the Federal Housing Finance Agency, and senior policy counsel at the Center for Responsible Lending. She has also held several positions in the civil legal aid sector and worked as a litigation associate at WilmerHale. Gordon received her bachelor's degree in government from Harvard College and her J.D. from Harvard Law School.


Kent Colton

Kent W. Colton

Kent W. Colton serves as a Senior Research Fellow at the Harvard Joint Center for Housing Studies and is the President of the Colton Housing Group.

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Kent has more than 30 years of experience as a housing scholar and expert in the field of mortgage finance and housing policy.  He was the CEO of the National Association of Home Builders, a position he held from 1984 to 1999.  Before that, he served as an Executive Vice President of Freddie Mac for Policy, Planning and Economic Research. He was a member of the Millennial Housing Commission, and Staff Director of the President's Commission on Housing.  Colton previously was a Professor at Brigham Young University's Graduate School of Management, and Associate Professor at the Massachusetts Institute of Technology Department of Urban Studies and Planning. A graduate of Utah State University, Colton received an M.P.A. from Syracuse University and a Ph.D. in Urban Studies from MIT. He has written numerous articles and books on housing finance, housing policy, the secondary mortgage market, and a range of management issues, and is the author of Housing in the Twenty-First Century: Achieving Common Ground.


Lariece Brown

Lariece Brown

Lariece Brown is a quantitative analytics director in the Single-Family Affordable Lending and Access to Credit division. She leads a team conducting analytics and research of underserved markets.

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Lariece Brown has extensive experience in research to support fair lending, affordable lending, and assessing opportunities to expand access to credit.
Ms. Brown has also served as a senior financial economist and section chief with the Federal Deposit Insurance Corporation. Ms. Brown earned her M.A. in mathematics and Ph.D. in economics from The Ohio State University.

Freddie Mac provides liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities by providing mortgage capital to lenders. Today, Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. For more information, please visit www.FreddieMac.com or follow them on Twitter: @FreddieMac.


NAR Chief Economist Lawrence Yun

Lawrence Yun

Lawrence Yun is Chief Economist and Senior Vice President of Research at the National Association of REALTORS®.

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Dr. Yun oversees and is responsible for a wide range of research activity for the association including NAR’s Existing Home Sales statistics, Affordability Index, and Home Buyers and Sellers Profile Report. He regularly provides commentary on real estate market trends for its 1.3 million REALTORS®.

Dr. Yun creates NAR’s forecasts and participates in many economic forecasting panels, among them the Blue Chip Council and the Wall Street Journal Forecasting Survey. He also participates in the Industrial Economists Discussion Group at the Joint Center for Housing Studies of Harvard University. He appears regularly on financial news outlets, is a frequent speaker at real estate conferences throughout the United States, and has testified before Congress. Dr. Yun has appeared as a guest on CSPAN’s Washington Journal and is a regular guest columnist on the Forbes website and The Hill, an “inside the beltway” publication on public affairs.

Dr. Yun received his undergraduate degree from Purdue University and earned his Ph.D. from the University of Maryland at College Park.


Matt Chase

Matthew D. Chase

Matthew D. Chase has served as the CEO/Executive Director of the National Association of Counties (NACo) since September 2012.

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As the chief executive officer, Matt is responsible for the overall management of the association. NACo is the only national association representing America’s 3,069 county governments.

During his professional career, Matt has focused on promoting America’s economic competitiveness, strengthening the intergovernmental system of federal, state and local officials, and engaging local elected officials in the federal policymaking process. In addition, he is a regular presenter on the impact of federal budget and policy trends on local governments and communities.

Previously, Matt served nearly a decade as executive director of the National Association of Development Organizations (NADO), representing local government-based regional planning and development organizations. Prior to becoming NADO’s executive director, he was the organization’s deputy executive director and legislative affairs director. He began his career with the Professional Managers Association, serving as membership services director and chief operating officer.

He is a graduate of Hartwick College in Otsego County, New York, and holds a master's degree in political management from The George Washington University in Washington, D.C. He currently serves on the board of advisors for GW’s Graduate School of Political Management and the board of directors for Vets’ Community Connections. He was recently selected as a new Fellow for the National Academy of Public Administration.

Matt was raised in Warren and Washington counties in Upstate New York. Matt was introduced to county government by his stepfather who held two elective offices in Washington County – district attorney and judge.

He resides in Arlington County, Virginia with his wife, Shana, where they are raising their two young sons: Nicholas and William.


Muriel Bowser

Mayor Muriel Bowser

On November 6, 2018, Muriel Bowser became the first woman ever re-elected as the Mayor of Washington, DC and the first mayor to earn a second term in 16 years.

View Mayor Bowser's bio

As Mayor of her hometown, Muriel Bowser is committed to building pathways to the middle class and making sure every Washingtonian gets a fair shot. Washington, DC is a growing and prospering city—now more than 700,000 residents strong. To keep up with this growth, the Bowser Administration remains focused on making DC’s prosperity more inclusive, advancing DC values, ensuring that families and workers across the income spectrum can afford to live and thrive in DC, and building safer, stronger, and healthier neighborhoods across all eight wards of the District.

On November 6, 2018, Muriel Bowser became the first woman ever re-elected as the Mayor of Washington, DC and the first mayor to earn a second term in 16 years.

During her first term, Mayor Bowser took bold steps to expand employment opportunities, build a health care system that meets the needs of residents in every corner of DC, drive down homelessness, and invest in programs and policies that set more families up for success. Today, Washington, DC is a diverse and inclusive city, a leader in tech and innovation, and a place where residents and entrepreneurs of all backgrounds can thrive.

Because of the Mayor’s commitment to leveling the playing field, today, Washington, DC has:

  • the DC Infrastructure Academy to train DC residents for high-paying DC jobs;
  • the Safer Stronger DC Office of Neighborhood Safety and Engagement, which is taking a public health approach to violence prevention;
  • the Immigrant Justice Legal Services grant program to ensure that immigrants in the District know their rights and have access to legal supports during a tumultuous political climate;
  • the Office for East of the River Services which is responsible for marshalling the resources of our entire government to improve the lives of Washingtonians in Wards 7 and 8; and
  • the Office of Federal and Regional Affairs, which allows the voices of District residents to be heard on federal issues and has helped bring momentum for DC statehood to an all-time high.

First sworn in on January 2, 2015, Mayor Bowser pledged to bring a fresh start to the District of Columbia and foster a culture of inclusion, transparency, and action. Prior to her time as Mayor, Bowser served as the Ward 4 Councilmember on the Council of the District of Columbia – first elected in a special election in 2007, and re-elected in 2008 and 2012. As a Councilmember, Bowser served as the Chairwoman of the Committee on Economic Development which created more than 5,000 units of affordable housing, passed legislation to build a new soccer stadium and secured from the federal government the best portion of the Walter Reed campus for DC. Bowser led her colleagues to pass comprehensive ethics reform and increased transparency in government contracting.

Bowser, who earned a Bachelor of Arts degree in History from Chatham University and a Master’s degree in Public Policy from American University, entered public service as an Advisory Neighborhood Commissioner in the Riggs Park neighborhood.


Nate Johnson


Nate K. Johnson is the President of Real Estate Solutions Group @ Redkey Realty Leaders, a full service residential real estate group with a commitment to helping clients achieve their real estate goals.

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In addition to representing buyers and sellers in real estate transactions, Nate serves as Director of Agent Development for Redkey Realty Leaders, which has over 150 agents and is the largest independent real estate brokerage in St. Louis. He also manages a sales staff while overseeing the daily operations of Real Estate Solutions.

Nate has been speaking to groups, large and small all over the country for over a decade. He is passionate about helping people become the best version of themselves through teaching and training. Nate is a certified instructor for the National Association of REALTORS and teaches the Smart Growth for the 21st Century class, which helps REALTORS gain a better understanding of how to build communities in a sustainable way. Nate is also certified to instruct NAR’s Discovering Commercial Real Estate course, which provides insight for residential practitioners who are considering commercial real estate. He is also a certified REBAC Instructor and teaches the Accredited Buyer Representative (ABR) designation course and the Seniors Real Estate Specialist (SRES) designation course. Nate also instructs a variety of other courses, including Fair Housing, Code of Ethics, Business Planning, Leadership and more.

Nate has been a proud member of the St. Louis Association of REALTORS (“SLAR”) since 1999. He served as the 2011 President of SLAR, which represents nearly 8,000 REALTORS in St. Louis. Nate has chaired several SLAR committees including the Equal Opportunity/Cultural Diversity committee, as well as the Urban Affairs Committee. Nate is the President of The St. Louis Association of Real Estate Professionals (SLAREP), a chapter of the National Association of Real Estate Brokers. SLAREP’s mission is to provide the community with exemplary real estate services via education, professional ethics and cooperative economics. On the state level, Nate has been Chairman of the Economic Development Council and served as 2018 President of the Missouri Association of REALTORS, which represents over 20,000 REALTORS in the state of Missouri. He is also a past Chairman of the Smart Growth Advisory Board for the National Association of REALTORS and currently serves as the Liaison for Puplic & Federal Issues. Additionally, Nate serves as President of the Board of Directors for the Metropolitan St. Louis Equal Housing Opportunity Council, which is the only private, not-for-profit fair housing enforcement agency working to end illegal housing discrimination in the Metropolitan St. Louis area. Nate served as a Commissioner of the Preservation Board for the City of St. Louis. He is also a member of the Regional Business Council’s Young Professional Leadership 100 group, and serves on the Board of Directors for Trailnet, whose mission is to lead in fostering healthy, active and vibrant communities where walking, bicycling and the use of public transit are a way of life.

Nate is a member of Real Estate Buyers Agency Council and has earned the Accredited Buyer Representative (ABR) Designation. He is also a Graduate of the REALTOR Institute (GRI) and is a member of the Residential Real Estate Council where he has earned the prestigious CRS designation. Nate has also earned the Certified International Property Specialist (CIPS) Designation. Additionally, Nate is a Certified Senior Real Estate Specialist (SRES) and certified Workforce Housing Specialist (WHS). Through his participation in diversity training, he has achieved the At Home with Diversity certification. Additionally, Nate has completed the CCIM Institute’s Financial Analysis for Commercial Investment Real Estate.

Real Estate Solutions has been named one of the Top 25 Businesses in St. Louis by the St. Louis American Foundation for the last eight years. Nate has been featured on nationally televised programs, including Nickelodeon's MFF, and HGTV's My First Place. He has also been a regular contributor for KETC's Nine Network Stay Tuned television program, which airs live in St. Louis.


Pam Patenaude

Pam Hughes Patenaude

Pamela Hughes Patenaude serves on the Board of Habitat for Humanity International, is a Trustee of the Homebuilders Institute (HBI), and also serves as a Board Member of the FDIC Advisory Committee on Economic Inclusion.

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Pamela Hughes Patenaude is a housing and community development public policy expert with a three-decade track record of success as an executive in government, nonprofit sector, and private industry.

Patenaude was nominated by President Donald J. Trump in April 2017 to serve as the Deputy Secretary of the U.S. Department of Housing and Urban Development (HUD). Patenaude was confirmed by the United States Senate in September 2017 by a bipartisan vote (80-17). As HUD’s Chief Operating Officer, Patenaude managed the day-to-day operations of a $52 Billion cabinet level agency with a diverse portfolio of federal housing and community development programs and over 7,000 employees located in sixty-five offices nationwide. During her time at HUD, Patenaude provided oversight for an unprecedented $37 billion disaster appropriation for the long-term recovery efforts in Puerto Rico; Texas; Florida; Hawaii; U.S. Virgin Islands; California; North Carolina and South Carolina.
Prior to rejoining HUD, Patenaude served as the President of the J. Ronald Terwilliger Foundation for Housing America’s Families, a national nonprofit, education and research organization dedicated to illuminating America’s affordable housing crisis. Before co-founding the Terwilliger Foundation, she was the Director of Housing Policy for the Bipartisan Policy Center, where she successfully led a 21-person commission to present a new direction for national housing policy. Patenaude served as Executive Vice President of the Urban Land Institute (ULI) and Founding Executive Director of the ULI Terwilliger Center for Workforce Housing.

Earlier in her career, Patenaude served as Assistant Secretary for Community Planning and Development (CPD) at HUD, where she administered more than $8 billion in housing and community development funds. She also played a significant role in the Department’s efforts to rebuild the Gulf Coast region following Hurricanes Katrina and Rita by providing direct oversight of $17 billion in disaster recovery funds. Previously, Patenaude served at HUD as the Assistant Deputy Secretary for Field Policy and Management.

A New Hampshire native, Patenaude worked as State Director and Deputy Chief of Staff for  U.S. Senator Bob Smith, and the Director of the New Hampshire Small Business Development Center. She began her career in housing and community development at the New Hampshire Housing Finance Authority.

Patenaude earned a Bachelor of Science degree from Saint Anselm College and a Master of Science degree in Community Economic Development from Southern New Hampshire University. Patenaude was the first recipient of the CoreLogic EPIQ Impact Award and was honored as Housing Wire magazine’s “2013 Woman of Influence.” Patenaude received the Saint Anselm College Alumni Award of Merit in 2006.


Sara Rodriguez

Sara Rodriguez

Sara Rodriguez is the CEO of Titan Title and principal partner at Mendez Rodriguez, PLC.

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Sara's practice specializes on all matters related to residential and commercial real estate transactions. She currently serves as part of the NAHREP National Board and has been elected as 2019 President Elect. Additionally, she serves as a national NAHREP chapter coach, for which she travels across the nation coaching chapters. She serves as Counsel to the Northern Virginia Association of REALTORS®.

Mrs. Rodriguez is a sought-after speaker and educator. She has taught CE approved courses through various state licensed schools in both English and Spanish for Realtors. She has taught CE and PL classes for Realtors in VA as an instructor for the RGS Title, MBH and Ekko Title schools. She also teaches Continuing Legal Education (CLE) for the National Business Institute in Virginia. Mrs. Rodriguez has appeared as a speaker at multiple events and conventions speaking on a multitude of real estate issues including Entrepreneurship, Marketing, Social Media, Contracts, Short Sales and Foreclosures. She was admitted to the Virginia Bar in 2003 and has practiced immigration law, family law and real estate law. She lives in Fairfax, VA with her husband and 3 boys.


Shannon McGahn

Shannon McGahn is the Senior Vice President of Government Affairs for the National Association of REALTORS®, which represents more than 1.3 million members involved in all aspects of the residential and commercial real estate industries.

View Shannon McGahn's bio

McGahn, a member of the association’s Advocacy Group, is responsible for managing NAR’s Federal Legislative and Political Affairs and Political Representative teams. She provides strategic advice on public policy issues impacting NAR and helps direct its Independent Expenditure and Public Advocacy programs.

Before joining America’s largest trade association, McGahn served as the staff director for the House Financial Services Committee and, prior to that, as a counselor to the United States Treasury Secretary. She also held communications roles for three members of House Leadership during her near 20-year Capitol Hill career.

In addition, McGahn served as Vice President for a D.C.-based public affairs firm, and held the same position for a consulting firm focused on grassroots communication in major national media markets.

The first woman to hold the Senior Vice President of Government Affairs position in NAR’s 110-year history, McGahn brings with her nearly two decades of experience working with or for the legislative and executive branches of the U.S. government. As she continues her career at NAR, she is focused on working on behalf of America’s 1.3 million REALTORS® to promote and protect property ownership for people across the United States.

McGahn earned her B.A. in History from The George Washington University. A native of Westerville, Ohio, she currently resides in Alexandria, Virginia, with her husband and two sons.


Stefanie DeLuca

Stefanie DeLuca

Stefanie DeLuca is the James Coleman Professor of Social Policy and Sociology at the Johns Hopkins University.

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Stefanie DeLuca's research uses sociological perspectives to inform education and housing policy. She has conducted mixed-methods studies that incorporate qualitative research into experimental or quasi-experimental designs.

Some of her work focuses on the long-term effects of programs to help public housing residents relocate to safer neighborhoods and better schools through housing vouchers. Based on some of this work with young adults in the Baltimore site of the Moving to Opportunity program, Stefanie’s book, Coming of Age in the Other America (with Susan Clampet-Lundquist and Kathryn Edin), was named an Outstanding Academic Title from the American Library Association and won the William F. Goode Award from the American Sociological Association. Stefanie has also been awarded a National Academy of Education/Spencer Foundation Fellowship and a William T. Grant Foundation Scholars Award. Her work has also been funded by the Department of Housing and Urban Development, National Science Foundation, Russell Sage Foundation, Annie E. Casey Foundation, Spencer Foundation, MacArthur Foundation, Abell Foundation, National Academy of Education, and the Department of Education.

She contributes frequently to national and local media, including the Baltimore Sun, Washington Post, The Atlantic, The New Yorker, The New York Times, Governing and National Public Radio.

She currently serves on a Federal Research Advisory Commission at the Department of Housing and Urban Development, and was recently named Scholar of the Year by the National Alliance of Resident Services in Assisted and Affordable Housing.

Stefanie has been invited to share her research to support policy recommendations at the federal level at the Department of Housing and Urban Development, the Department of Education, the Department of Health and Human Services, and has provided briefings and testimony for several state legislatures and in federal court on behalf of the plaintiffs in the Baltimore Thompson v. HUD housing desegregation case. She has also presented her work as part of an exhibit at the National Museum of American History. Stefanie has also received the Johns Hopkins University Alumni Excellence in Teaching Award.


Steve Francks

Steve Francks

Steve Francks, RCE, CAE is the CEO of Washington REALTORS®.

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Steve Francks is an innovative leader recognized for his contributions on a regional and national level and is an accomplished facilitator for associations at the national, state and local levels. He served as the 2011 NAR Association Executives Committee Chair and is a member of the Dr. Almon R. (Bud) Smith, RCE, AE Leadership Society by which NAR recognizes leading contributors to the industry and the profession

Before joining WR in 1997, Francks worked in Seattle as an attorney in a litigation-oriented practice focused on real estate. He earned his undergraduate and law degrees from UCLA.


Stockton Williams

Stockton Williams

Stockton Williams was appointed Executive Director of the National Council of State Housing Agencies in March 2018.

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NCSHA’s state housing finance agency members have delivered nearly $500 billion in financing to make possible the purchase, development, and rehabilitation of more than 7 million affordable homes for low- and moderate-income households. Stockton leads NCSHA’s wide-ranging efforts to advocate and strengthen the central role of state HFAs in the nation’s housing system.

Stockton has 25 years of experience in housing development, finance, policy, research, and advocacy. He was previously Executive Vice President of Content and Executive Director of the Terwilliger Center for Housing at the Urban Land Institute. Before joining ULI, Stockton was Managing Principal of HR&A Advisors’ Washington, D.C., office. He previously served as Senior Advisor in the U.S. Department of Housing and Urban Development and the U.S. Department of Energy. He has also held senior leadership positions at Enterprise Community Partners, Living Cities, and with an affordable housing developer.

Stockton holds a Master of Science in Real Estate Development from Columbia University and a Bachelor of Arts in Religion from Princeton University. He is a member of the National Advisory Board of the Urban Land Institute’s Terwilliger Center for Housing.


2020 NAR President Vince Malta

Vince Malta

Vince Malta, a REALTOR® in San Francisco, California, is the 2020 President of the National Association of REALTORS®.

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Vince is a third-generation REALTOR® and the CEO and broker of Malta & Co., Inc. Vince has been in the real estate business for 43 years and has served the industry in countless roles.

On the national level, Vince has testified before Congress multiple times on behalf of NAR on issues such as the impact of increasing conforming loan limits, insurance reform, and housing policy. He has served on the NAR Board of Directors from 2002 to present, and was the 2010 & 2011 Vice President of Government Affairs.

Since 1988, Vince has been deeply involved with the California Association of REALTORS® (CAR). In 2002 he became an Honorary State Director for Life, and in 2006, CAR elected him President. He was awarded REALTOR® of the Year for the state of California in 2007.

He is a graduate of the University of San Francisco and the University of San Francisco School of Law.