Natural Disaster Policy

Quick Takeaways

  • Check if wildfires are covered by your homeowner’s insurance
  • Purchase separate flood insurance
  • Avoid low deductibles

Source: Natural Disaster Insurance: How to Protect Your Home from Hurricanes, Wildfires and More (CNET, Nov. 15, 2021)

Find out what is usually covered in a standard insurance policy, ranging from fire to hail to frozen pipes.

NAR supports the development of federal disaster public policies that emphasize prevention, preparedness and the proactive reduction of risk and include emergency aid for disaster victims. The FEMA-NAR Toolkit has educational resources for real estate professionals and lenders.

Did you know that the Small Business Administration offers low-interest disaster loans to homeowners and renters? Find all the information you need at

See References for more information.