FEMA has updated THE manual which insurance companies use to write flood insurance policies.  The comprehensive manual provides answers to just about any question a REALTOR® or REALTOR® Association staffer may have regarding flood insurance, ranging from how condos are treated to rate tables as revised by the Homeowner Flood Insurance Affordability Act enacted earlier this year.

Prior to releasing the new Manual, FEMA issued a series of a NFIP iService Bulletins which are supplemental to the October 1st manual. Presented in one place, these are the key insurance bulletins that implement the rate relief and refund procedures under the new law.

View updated manual

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