December 2015 Mortgage Originators Survey

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  • Non‐QM lending made a modest comeback in the 4th quarter led by banks, while mortgage bankers spurred demand for rebuttable presumption loans.
  • Investor demand for non‐QM loans slumped, but is expected to improve modestly over the next six months
  • Credit access in general is expected to rise over the coming six months as is investor demand for most categories
  • Lenders report that 8.3 percent of settlements were delayed and 1.5 percent cancelled due to TRID.