NAR commented on a Center for Medicare & Medicaid Services (CMS) Request for Information regarding the regulatory environment surrounding the individual and small group health insurance markets. A division of the Department of Health and Human Services, CMS was provided useful evidence on NAR’s unique self-employed and small business membership and associated health care priorities. The letter stresses the need for affordable quality health insurance options in the individual insurance market; protections for preexisting conditions and preventive health and chronic disease management services;guaranteed availability of coverage; easy access to preferred providers; and against discrimination based on age. Each of these factors are of particular concern to NAR given the make-up of NAR’s membership. NAR will continue monitoring and protecting member interests in individual and small group market health care reform initiatives.