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As of January 19, 2021, persons classified under Deferred Action for Childhood Arrivals, or DACA, program are eligible for FHA insured mortgages.
Requirements for potential DACA borrowers include:
- the property will be the borrower’s principal residence;
- the borrower has a valid Social Security Number (SSN), except for those employed by the World Bank, a foreign embassy, or equivalent employer identified by HUD;
- the borrower is eligible to work in the U.S., as evidenced by the Employment Authorization Document issued by the USCIS; and
- the borrower satisfies the same requirements, terms, and conditions as those for U.S. citizens.
There are close to 650,000 DACA recipients in the U.S. today.
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