The Effect of Student Debt on Access to Homeownership

Using recent research, Federal Reserve Board economists Alvaro A. Mezza, Daniel R. Ringo, Shane M. Sherlund, and Kamila Sommer have estimated the effect of student loan debt on subsequent homeownership. The authors used a uniquely constructed administrative data set for a nationally representative group aged 23 to 31 in 2004 and followed them over time, from 1997 to 2010. These slides are from the presentation and discussion by Daniel Ringo and Alvaro Mezza about this important research.x