Promoting Home Ownership


The financial and tax benefits of owning a home vs. renting are very clear. Homeownership also provides many benefits to the family, children and the community, such as increased education for children, lower teenage pregnancy rate, and a higher lifetime annual income for children.


We've already done the research for you. References (formerly Field Guides) offer links to articles, eBooks, websites, statistics, and more to provide a comprehensive overview of perspectives. EBSCO articles (E) are available only to NAR members and require a password.

Selected Features of Social Benefits of Homeownership Urbanism

  • Financial gain
  • Stability
  • Health benefits
  • Benefits the children
  • Social Benefits

Community Benefits  

Realities of Real Estate: Benefits of Home Ownership Aren’t Just Financial, (Daily Record, Oct. 10, 2015)

Social Benefits of Homeownership and Stable Housing, (National Association of REALTORS®, Mar. 2012)

Personal and Social Stability Increase with Homeownership, (Epoch Times, Aug. 18, 2010)

Social benefits of home ownership and stable housing, (National Association of REALTORS®, Mar. 2011)

Social benefits of home ownership and stable housing (One-page summary)

Family Benefits 

Embracing homeownership – the right way, (USA Today-Cincinnati, Nov. 1, 2014)

Measuring the Benefits of Home owning: Effects on Children Redux, (Research Institute for Housing America, Aug. 2012)

Wealth Effect

You Could Get 3 Big Tax Breaks—If You Buy a Home in 2015, (®, Mar. 2, 2015)

Homeowner Tax Tips: Consider These Smart Moves Before 2014 Ends, (Forbes, Dec. 16, 2014)

Homeownership and Wealth Creation, (New York Times, Nov. 29 2014)

Five Benefits of Owning vs. Renting a Home, (Washington Informer, June 2014) E

Freshen Up On The 7 Financial Benefits Of Home Ownership This Tax Season, (Forbes, Feb. 28, 2014)

Reexamining the Social Benefits of Homeownership after the Housing Crisis, (Harvard Joint Center for Housing Studies, Aug. 9, 2013)

The benefits of homeownership, (My San Antonio, Aug. 19, 2011)       

Foreclosures Undercutting Social Benefits of Homeownership, (Realty Times, Nov. 7, 2007)

In Defense of Homeownership, (New York Times, Aug. 27, 2010)

The House Lawyer: Consider buying a home rather than paying dorm rent, (Washington Post, Aug. 21, 2010)

Make the Most of Home Buyer Tax Credits, (The CPA Journal, May 2010) E

Don't Tax the American Dream, (Mortgage Banking, Apr. 2010) E

What are the tax benefits of owning a home, (Jill Wente & Company, Feb. 3, 2009)

Tax benefits of owning a home, (LendingTree, Aug. 6, 2007)

Your house just doubled in value? Don't uncork the champagne just yet!, (Business Review-Federal Reserve Bank of Philadelphia, First Quarter 2006) E

6 top benefits of owning a home, (Bankrate, May 16, 2005)

eBooks & Other Resources

Books, Videos, Research Reports & More

The resources below are available for loan through Member Support. Up to three books, tapes, CDs and/or DVDs can be borrowed for 30 days from the Library for a nominal fee of $10. Call Member Support at 800-874-6500 for assistance.

Social benefits of homeownership and stable housing, (National Association of REALTORS®, 2006 p. 16) HD 7293 N21.

The Social Benefits and Costs of Homeownership: A Critical Assessment of the Research, (Joint Center for Housing Studies of Harvard University, Oct. 2001)

Social benefits and cost of home ownership, (Research Institute for Housing America, May 2000, p. 217-232)

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