The new policy will help more first-time borrowers buy homes without increasing the risk of mortgage defaults or of another taxpayer bailout.
The majority of metropolitan areas experienced steady but slightly stronger price growth in the fourth quarter of 2014.
Pending home sales fell in December but were above year-over-year levels for the fourth consecutive month.
The FHFA's new low down payment mortgage program will help more people to become homeowners.
Sometimes, staging a home can make a difference in how a buyer values it and the price a seller might get for it.