Real estate developers establish homeowners associations as corporations for the purpose of marketing, managing, and selling homes and lots in a residential subdivision. HOAs grant the developer privileged voting rights in governing the association. Usually, the developer transfers ownership of the association to the homeowners after selling a predetermined number of lots. Generally home buyers within the purview of a homeowners association must become members, and must obey the restrictions set forth by the association. Most homeowner associations are incorporated, and are subject to state statutes that govern non-profit corporations and homeowner associations. State oversight of homeowner associations is minimal, and it varies from state to state.


NAR Library & Archives has already done the research for you. References (formerly Field Guides) offer links to articles, eBooks, websites, statistics, and more to provide a comprehensive overview of perspectives. EBSCO articles (E) are available only to NAR members and require the member's nar.realtor login.

Should You Hire a Manager?

Community First: Condo and HOA Management Brings Both Challenges and Rewards (Journal of Property Management, Nov. – Dec. 2020) E

5 Benefits of Hiring an HOA Manager (Cedar Management Company, Feb. 7, 2020)

Risk Management in Real Estate Property Management (The Balance, Jun. 30, 2019)

A Common Misunderstanding: HOA vs. Property Management Company (Hillcrest Property Management, Mar. 16, 2019)

20 Questions to Ask an HOA Management Company (Cedars Management)

HOA Basics & Governing

HOA Homefront - Who Watches HOAs? (The San Diego Union Tribune, May 22, 2021)

9 Things to Know About Homeowners Associations (Investopedia, May 14, 2021)

Size up an HOAs Financial Health (Kiplinger’s Retirement Report, Jul. 7, 2020) E

Know Which Coronavirus-Related Risks are Covered by Your Association’s Insurance (The Washington Post, Jul. 2, 2020)

HOA Homefront – Pandemic Questions Answered (The San Diego Union-Tribune, May 9, 2020)

What is a Homeowners Association? HOAs - Explained (realtor.com®, Aug. 30, 2019)

Access to Documents: Understanding Residents’ Access to Information (The Cooperator, Apr. 2019)

HOA Homefront: Why Governing Documents Matter (The Orange County Register, Mar. 8, 2019)

Collecting Assessments

High Court Strikes Confessed Judgement Clause from Homeowners’ Dues (The Daily Record, Jan. 8, 2020) E

If COVID-19 Closed Your Pool or Gym, Can You Skip Paying HOA Fees? (realtor.com®, Jun. 1, 2020)

Step-by-Step Guide to the HOA Assessment Collections Process (Homeowner’s Protection Bureau LLC, May 3, 2020)

HOA Fees: What Happens When Homeowners Fail to Pay as Required? (Homeowners Protection Bureau, Apr. 10, 2019)


How to Increase Homeowner Participation in Your Community (Wilmington Biz Insights, Jan. 3, 2020)

7 Reasons and Ways to Serve in an HOA (HOA Management, Apr. 30, 2020)

8 Reasons to Join the HOA Board (Cedar Management Group, Feb. 2, 2020)

Ways to Thank a Volunteer in Your Homeowners Association (HOA Manager, Jun. 6, 2019)

Legal Issues

When Homeowners Harass HOA Board Members (Real Manage, Jan. 19, 2021)

Local HOAs Debate Opening Pools Due to COVID-19 (The Newnan Times-Herald, Jun. 12, 2020)

Coronavirus Q&A with Attorney’s: How Should Condo and HOA Boards Respond to COVID-19 Emergency Orders? (TC Palm, Apr. 15, 2020)

What Amount Reserves Does the Law Require? (HOA Homefront, Jun. 4, 2019) E

When Condo Boards and Residents Clash, Legal Bills Mount (The New York Times, Mar. 29, 2019)

The Biggest Legal Mistakes Boards Make… and How to Avoid It! (The Cooperator, Feb. 27, 2019)

Find Your State HOA Laws (Homeowners Protection Bureau)


The following eBooks and digital audiobooks are available to NAR members:

The Homeowners Association Manual (eBook)

The Condo Owner’s Answer Book (eBook, Kindle)

Homeowners Association and You (eBook)

Working with Your Homeowners Association (eBook)

Community Associations: A Guide to Successful Management (Kindle, Audiobook, eBook)

Books, Videos, Research Reports & More

The resources below are available for loan through Member Support. Up to three books, tapes, CDs and/or DVDs can be borrowed for 30 days from the Library for a nominal fee of $10. Call Member Support at 800-874-6500 for assistance.

Survey: Owners Say HOAs Protect Home Values (REALTOR® Magazine, June 5, 2018)

The Community Association Fact Book for 2017: Comprehensive Association Data and Information (Foundation for Community Association Research, 2017)

Condo & Homeowner Association Board Member Handbook and guide for association leaders (Buffalo Grove, IL: Kovitz Shifrin Nesbit, 2011) HD 1377 K84

Community Associations: A Guide to Successful Management (Chicago, IL: Institute of Real Estate Management, 2008) HD 1377 B23

Working with Your Homeowners Association: A Guide to Effective Community Living (Naperville, IL: Sphinx Publications, 2003) HD 1377 C67

Community Associations: The Emergence and acceptance of a Quite Innovation in Housing (Westport, CT: Greenwood Press, 2000) HD 1377 S73

Community and Homeowner Association Practice: Community Association Law (Philadelphia, PA: American Law Institute-American Bar Association, 2000) K 740 H99cp

Have an idea for a real estate topic? Send us your suggestions.

The inclusion of links on this page does not imply endorsement by the National Association of REALTORS®. NAR makes no representations about whether the content of any external sites which may be linked in this page complies with state or federal laws or regulations or with applicable NAR policies. These links are provided for your convenience only and you rely on them at your own risk.