Discover what is holding back first timers and learn how to help them overcome their homebuying issues.

Infographic: The Anatomy of a First-Time Buyer


NAR Library & Archives has already done the research for you. References (formerly Field Guides) offer links to articles, eBooks, websites, statistics, and more to provide a comprehensive overview of perspectives. EBSCO articles (E) are available only to NAR members and require a password.

First-Time Homebuyer Characteristics & Concerns

A Better Measure of First-Time Homebuyers [Part 1 of 5] (Liberty Street Economics, Apr. 8, 2019)

Who’s on First? Characteristics of First-Time Homebuyers [Part 2 of 5] (Liberty Street Economics, Apr. 10, 2019)

The Sustainability of First-Time Homeownership [Part 3 of 5] (Liberty Street Economics, Apr. 12, 2019)

Is the Recent Tax Reform Playing a Role in the Decline of Home Sales? [Part 4 of 5] (Liberty Street Economics, Apr. 15, 2019)

Here’s What You Need to Know About First-Time Homebuyers (HousingWire, Apr. 12, 2019)

First-time Buyers Purchased More Homes in 2018 Since Housing Crisis (National Mortgage News, Mar. 1, 2019) E

Student Loan Debt Holding Back First-Time Home Buyers (National Mortgage News, Oct. 29, 2018) E

First Time Homebuyers Learn to Move Quickly in Tight Markets (New York Times, May 11, 2018)

5 Things Most First-time Homebuyers Don't Know About Mortgages (Realty Times, Mar. 14, 2018)

Lack of Homes on the Market Takes a Toll on First-time Buyers (realtor.com®, Feb. 21, 2018)

Home Buyers Reveal: 'What I Wish I Had Known Before Buying my First Home (realtor.com®, Jan. 23, 2018)

Working With First-​Time Homebuyers

This Map Shows What a First-Time Home Buyer Needs to Save for a Down Payment—In Every State (Money.com, May 10, 2019) E

Best Cities for First-Time Home Buyers in 2019 (REALTOR® Magazine, Mar. 20, 2019)

5 Things Every First-Time Home Buyer Needs to Know (realtor.com®, Feb. 13, 2019)

Where First-Time Buyers Need the Most Guidance (REALTOR® Magazine, Dec. 3, 2018)

Working With First-Time Home Buyers (Center for REALTOR® Development Podcast, Feb. 5, 2019)

5 Tips for Millennials Thinking About Buying a Home (Realty Times, Jun. 4, 2018)

The Everything Guide to Buying Your First Home (HouseLogic)

First-time Homebuyer’s Basics (realtor.com®)

eBooks & Other Resources


The following eBooks and digital audiobooks are available to NAR members:

Buying a Home When You're Single (eBook)

The Complete Idiot's Guide to Buying a Home (Audiobook, eBook)

The Everything Homebuying Book (Kindle, Audiobook, eBook)

Home Buying for Dummies (Kindle, Audiobook, eBook)

Home Buying Without the BS! (eBook)

How to Buy Your First Home, 2E (eBook)

Next Generation Real Estate (Kindle, Audiobook, eBook)

The Real Estate Process (Kindle, Audiobook, eBook)

A Survival Guide for Buying a Home (Kindle, eBook)

The Unofficial Guide to Buying a Home (eBook)

Books, Videos, Research Reports & More

The resources below are available for loan through Member Support. Up to three books, tapes, CDs and/or DVDs can be borrowed for 30 days from the Library for a nominal fee of $10. Call Member Support at 800-874-6500 for assistance.

Buying Solo (Chicago, IL: Penguin Group, 2005) HF 5438 Su6

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The inclusion of links on this page does not imply endorsement by the National Association of REALTORS®. NAR makes no representations about whether the content of any external sites which may be linked in this page complies with state or federal laws or regulations or with applicable NAR policies. These links are provided for your convenience only and you rely on them at your own risk.


New Home Buyers Tell All

Buying a home can be tricky – especially for first timers. These buyers nailed home ownership with help from a REALTOR®. Read their stories.

The Anatomy of a First-Time Buyer

This infographic presents characteristics of today's typical first-time buyer: age, income, purchase price, down payment, student debt, and location.

Legal Action Program

Provides financial assistance to support litigation of significance to the real estate industry and private property rights.


The latest from NAR about about COVID-19 (coronavirus), its impact on the real estate industry and events, and federal programs affecting REALTORS®.