On December 15, 2025, NAR submitted comments to the Consumer Financial Protection Bureau on a proposed regulation relating to the Equal Credit Opportunity Act, a law that prohibits discrimination in the mortgage market. The proposed rule would amend provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs. NAR argued that the proposed changes risked making credit less available to qualified homebuyers, and urged the Bureau to reconsider the rule.

Read the letter.pdf