Take a proactive approach to learn how to recognize risk in your business. It’s crucial to understand how state and federal laws and regulations apply to your real estate business. Stay up to date on legal changes, and find resources for establishing conscientious procedures at your company.


Find out about how risk management and legal liability issues can affect real estate professionals.

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Risk Management Forms and Documents for Brokerages

Fiduciary Duty

A real estate broker who becomes an agent of a seller or buyer, either intentionally through the execution of a written agreement, or unintentionally by a course of conduct, will be deemed to be a fiduciary. Read and download NAR's handout on the subject of fiduciary duty.

Social Media Risk Management

With well-crafted policies, regular training, and consultation with counsel, associations and members can minimize exposure to liability concerning key risk areas. Read an article from an association attorney about the issues to consider when using social media.

War Stories: When E&O Insurance Can Work for You

Victor Insurance Managers Inc is NAR’s recommended provider of errors & omissions insurance through the REALTOR Benefits® Program. War Stories are claims scenarios that go a step further to provide the outcome of the claim and provide helpful risk management tips. These stories from the real estate trenches illustrate how errors and omissions insurance can protect a real estate professional who might be "caught in the crossfire."

Read the War Stories here

REALTOR Benefits® Program

Victor Insurance Managers Inc

Victor Insurance Managers Inc. provides a first-class errors and omissions (E&O) insurance program to REALTOR® members.

Securus ID Logo

Securus ID offers members discounts on industry-leading identity theft protection plans which include fully managed restoration services.

Latest Risk Management Issues

NAR Legal Affairs Overview

Lesley M. Muchow provides an overview of the services and resources available from the NAR Legal Affairs team.

Risk Management Topic: Copyright

It is crucial to know what rights you own in listing photographs and how those rights permit you to use the photographs. In order to assist members and member firms, NAR Legal Affairs has assembled its resources related to listing photograph copyright, including sample agreements which can be modified as necessary to fit your particular needs.