Who: Housed within REALTORS® Insurance Place, the Major Medical Health Insurance Exchange provides NAR members with access to qualified (ACA) major medical insurance plans.
Major Medical Health Insurance Exchange
Open Enrollment Is Open Again
A special enrollment period (SEP) for 2021 ACA-qualified major medical health plans is on now through May 15.
During this time all Marketplace-eligible NAR members who live in states that use the Federal Exchanges and are submitting a new application or updating an existing application may obtain assistance in finding ACA coverage through services provided by REALTORS® Insurance Place.
Call 877-267-3752 to speak to a benefits specialist.
Note: State-based Marketplaces (SBMs) operating their own platform have the opportunity to take similar action within their states (these states include CA, CO, CT, DC, ID, MD, MA, MN, NJ, NV, NY, PA, RI, VT, WA). Residents of these states should visit their state exchanges to learn more.
Association Health Plans
What: Through the exchange, members can research health insurance information, obtain quotes, compare plans and purchase directly online. All of the insurance plans offered in the Major Medical Health Insurance Exchange are Affordable Care Act qualified plans from top-rated insurance carriers.
Licensed benefit specialists are available by phone to help you find coverage for yourself and your family.
The Major Medical Health Insurance Exchange provides easy access to ACA-qualified health plans (pending state availability, individual eligibility, and age requirements), including:
- HMOs (Health Maintenance Organization)
- PPOs (Preferred Provider Organization)
- High Deductible health plans
- Health Savings Account qualified high deductible health plans
The Exchange allows you to quickly sort ACA-qualified plans by multiple variables, including carrier, deductible(s), price, types of plans, types of coverage, and more. It is administered by SASid, a long-term and trusted NAR partner.
Note: With the shifting health insurance landscape, and some states only having a few choices for certain types of major medical coverage that meet the mandates of the Affordable Care Act, SASid’s team is committed to providing the best and most effective options available per state, regardless of where the national discussion and/or current legislation leads. These include alternative options to ACA plans, such as flexible-term major medical plans (some of which have policy riders allowing them to last up to 364 days); supplemental options such as REALTORS® Core Health Insurance (a limited medical indemnity plan), an accident protection plan, and a telemedicine plan.
NAR Members with a valid NRDS ID can view full plan information and obtain a quote. Where applicable, family members may be added to plans. See site for plan availability. If you don’t know your NRDS ID you can look it up here.
Terms, conditions, and limitations apply, based on state insurance laws*, individual eligibility, and age requirements.
Members with questions about plan availability are encouraged to contact SASid directly to learn more about the insurance options available, including state and federal resources.
Consultative Advice and Assistance
Benefit specialists are available via phone to personally consult and advise you on your individual insurance needs. They can help you navigate the healthcare insurance landscape and identify the products and plans that best suit the financial considerations and healthcare needs of yourself and your family — whether it’s a traditional plan or other innovative options offered as an alternative or as part of a cost-saving strategy.
- Online: Visit the Members Health Insurance Exchange, located within REALTORS® Insurance Place
- By phone: 1-877-267-3752
About REALTORS® Insurance Place
The Members Health Insurance Exchange is available through REALTORS® Insurance Place. It features a robust selection of health insurance and wellness products available to NAR members, including major medical, dental, vision, and supplemental health plans, a telemedicine service plan, and more. Benefits specialists are available to answer questions and help members enroll in plans. Consultative services are complimentary.
Smart And Simple Insurance Development (SASid) is the administrator and developer of REALTORS® Insurance Place and the Members Health Insurance Exchange. SASid is the long-term and trusted partner responsible for creating and managing NAR’s health insurance and wellness products, including REALTORS® Dental Insurance, REALTORS® Vision Insurance, the Members Medicare Exchange, Members Telehealth, REALTORS® Core Health Insurance, Members Accident Protection, Pet Health Insurance, and more.
SASid has been a leader and innovator in developing and marketing insurance on the web since 1999, developing technologies and online insurance products for top insurance carriers and nationwide distribution networks. SASid is located in Janesville, Wisconsin.
* Qualified Health Plans available through REALTORS® Insurance Place are currently available in most states. Availability is subject to change.