Promoting Home Ownership


The financial and tax benefits of owning a home vs. renting are very clear. Homeownership also provides many benefits to the family, children and the community, such as increased education for children, lower teenage pregnancy rate, and a higher lifetime annual income for children.


NAR Library & Archives has already done the research for you. References (formerly Field Guides) offer links to articles, eBooks, websites, statistics, and more to provide a comprehensive overview of perspectives. EBSCO articles (E) are available only to NAR members and require a password.

Selected Features of Social Benefits of Homeownership Urbanism

  • Financial gain
  • Stability
  • Health benefits
  • Benefits the children
  • Social Benefits

Community Benefits  

How Homeownership Builds Individual and Community Wealth (Meeting of the Minds, Oct. 16, 2018)

Realities of Real Estate: Benefits of Home Ownership Aren’t Just Financial (Daily Record, Oct. 10, 2015)

Social Benefits of Homeownership and Stable Housing (Economist's Outlook, Mar. 2012)

Personal and Social Stability Increase with Homeownership (Epoch Times, Aug. 18, 2010)

Social Benefits of Home Ownership and Stable Housing (National Association of REALTORS®, Mar. 2011)

Social Benefits of Home Ownership and Stable Housing (One-page summary)

Family Benefits 

Top 10 Benefits of Buying a Home: Do You Know Them All? (, Dec. 13, 2016)

Embracing Homeownership – the Right Way (USA Today-Cincinnati, Nov. 1, 2014)

Measuring the Benefits of Home owning: Effects on Children Redux (Research Institute for Housing America, Aug. 2012)

Wealth Effect

8 Reasons to Buy a Home (the balance, Jul. 7, 2018)

Tax Benefits of Homeownership (National Association of Home Builders, 2018)

Homeownership and Wealth Creation (New York Times, Nov. 29, 2014)

Five Benefits of Owning vs. Renting a Home (Washington Informer, Jun. 2014) E

Freshen Up On The 7 Financial Benefits Of Home Ownership This Tax Season (Forbes, Feb. 28, 2014)

Reexamining the Social Benefits of Homeownership after the Housing Crisis (Harvard Joint Center for Housing Studies, Aug. 9, 2013)

eBooks & Other Resources

Homeownership Education Series (Freddie Mac, 2019)

Books, Videos, Research Reports & More

The resources below are available for loan through Member Support. Up to three books, tapes, CDs and/or DVDs can be borrowed for 30 days from the Library for a nominal fee of $10. Call Member Support at 800-874-6500 for assistance.

Social Benefits of Homeownership and Stable Housing, (National Association of REALTORS®, 2006 p. 16) HD 7293 N21.

The Social Benefits and Costs of Homeownership: A Critical Assessment of the Research, (Joint Center for Housing Studies of Harvard University, Oct. 2001)

Social Benefits and Cost of Home Ownership, (Research Institute for Housing America, May 2000, p. 217-232)

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