The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.
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INCOME |
EXPENSES |
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Total Take-Home |
Total Rent/Mortgage |
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Child |
Child Support/Alimony |
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Pension/Social |
Health Insurance |
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Disability/Other |
Life Insurance |
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Interest/Dividend |
Other Insurance |
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Other |
Vehicle Insurance |
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Vehicle Payments |
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Vehicle Upkeep |
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Other Loans |
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Utilities |
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Credit Card Payments |
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Savings/Pension Payment |
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Groceries |
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Clothes/Personal Care |
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Medical/Dental/Prescription |
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Household Goods |
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Child Care |
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Education |
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Charitable Donations |
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Eating Out |
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Entertainment |
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Total Income: |
Total Expenses: |