Create a spreadsheet of all your regular monthly income and expenses, starting with these common income and expense categories.

INCOME

EXPENSES

Take-Home Pay (after taxes and other deductions)
or average monthly commission income

Rent or Mortgage + Taxes and Property Insurance

Child Support/Alimony

Child Support/Alimony

Pension/Social Security

Health Insurance

Disability/Other

Life Insurance

Interest/Dividend

Vehicle Payments

Rental Income

Vehicle Insurance

Other

Vehicle Upkeep

Other Loans

Credit Card Payments

Utilities

Subscriptions/Streaming services

Groceries

Clothes/Personal Care

Medical/Dental/Prescription

Household Goods

Child Care

Education

Charitable Donations

Eating Out

Entertainment

Total Income:

Total Expenses: