The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.

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INCOME

EXPENSES

Total Take-Home

Total Rent/Mortgage

Child

Child Support/Alimony

Pension/Social

Health Insurance

Disability/Other

Life Insurance

Interest/Dividend

Other Insurance

Other

Vehicle Insurance

Vehicle Payments

Vehicle Upkeep

Other Loans

Utilities

Credit Card Payments

Savings/Pension Payment

Groceries

Clothes/Personal Care

Medical/Dental/Prescription

Household Goods

Child Care

Education

Charitable Donations

Eating Out

Entertainment

Total Income:

Total Expenses:

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