This executive summary outlines the conditions under which a market utility can, at all times, maximize competition and the use of private capital while supporting market liquidity for both a national market and underserved communities.

For more in-depth information and the full comprehensive examination of this issue, please download the GSEs: Their Viability as Public Utilities white paper.

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Additional Resources: NAR's Vision for Housing Finance Reform

Webinar: The Future of the GSEs

Watch the recorded NAR webcast showcasing new research on its proposal to transition Fannie Mae and Freddie Mac into private market utilities.