37 Percent of REALTORS® With Mortgage Sales Reported Downpayment of 20+%

Based on data from the January 2014 REALTOR® Confidence Index survey, about 37 percent of respondents who reported a mortgage-financed sale reported a down payment of 20 percent or more. Under more cautious underwriting standards, buyers may have to put down larger downpayments to compensate for their credit score deficiencies.

REALTORS® have reported that buyers who pay cash or put down large downpayments generally win against those offering lower downpayments. See the January REALTORS® Confidence Index Survey for more information.