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2019 Health Insurance Survey Highlights

2019 Health Insurance Survey

In July 2019, the NAR Health Insurance Survey was sent via email to a random sample of 57,990. It received 2,296 completed responses (with a total of 3,693 responses) and has a response rate of 3.95 percent. Here are the highlights of the survey, looking at health care coverage of NAR Members for 2019.


Calculator and pen on bar chart printout

Wisconsin Office of Rural Health

Eighty-four percent of members have health insurance for 2019, while 16% do not. Eighty-one percent of those who do NOT have health insurance for 2019 found the premiums/deductibles too expensive.

Top 5 Sources of Primary Health Insurance

  1. Spouse's employer plan: 32%
  2. Medicare: 17%
  3. Full-time job (not real estate related): 9%
  4. State or Federal Health Insurance: 9%
  5. Insurance broker: 9%
Table for patient in an exam room

Photo by Stuart Poulton on Unsplash

Laptop, phone, mug, and notebook on a table

Photo by Andrew Neel on Unsplash

The median cost of monthly premiums is $400. Fifteen percent pay between $500-$749, and 14% pay between $1000-$1,999 - the two largest monthly premium groups.

Bar chart: How Do You Feel About Your Monthly Premium?

Thirty-one percent feel their monthly premiums are affordable enough. Fourteen percent feel their monthly premiums are far too expensive.

Bar chart: Is Your Deductible...

Thirty-one percent feel their deductible is affordable enough. Fourteen percent feel their deductible is far too expensive.

Man with tablet showing charts

Photo by Adeolu Eletu on Unsplash

Top 5 Priorities Related to Health Care Coverage  

  1. Affordable premiums
  2. Reasonable deductibles and co-pays
  3. Access to my preferred doctors
  4. No lifetime caps on health expenses
  5. Premiums that don't discriminate based on age