REALTORS® Group Life Insurance

Term life insurance is a popular and cost-effective way to help provide a financial safety net for loved ones. Term life insurance is a form of life insurance that helps provide financial protection for a set period of time or term and often ends coverage at a set age. Costs are kept lower in part because it does not include income or investment options. Group term life insurance can offer additional key advantages such as an accelerated death benefit and coverage amounts up to $1 million.

REALTORS® Group Term Life coverage is built for young families as well as more established couples and individuals. This plan features economical rates and flexible coverage levels. This type of coverage can expand to suit your family’s needs as you grow your business and acquire assets.

Coverage is available to NAR Members and their spouses or domestic partners under age 60.

Coverage amounts are available from $50,000 to $1,000,000.

Approval and cost are subject to medical underwriting.

To learn more about features, costs, eligibility, renewability, limitations and exclusion visit this page.

Recognizing those age 60 and over deserve added peace of mind, this plan is designed to do just that.

Plans feature a range of coverage amounts and options to suit your current need.

NAR has negotiated rates for this protection offered only to members age 60 through 74. Spouses and domestic partners age 60 through 74 may also obtain this coverage. Coverage can last through age 95.

Coverage amounts available from $10,000 to $100,000.

Approval and cost are subject to medical underwriting.

To learn more about features, costs, eligibility, renewability, limitations and exclusion visit this page.

AD&D can help provide financial protection for you and your family if you are involved in a covered accident that leads to death or bodily dismemberment including loss of specific senses such as sight, speech or hearing. It’s a cost-effective way to help provide protection for your family should an accident occur.

No medical testing or exam is required and there are no health questions required to be approved. Your acceptance is guaranteed.

Coverage is available to NAR Members and their spouses/domestic partners, and unmarried, dependent children. Members and their spouse or domestic partner must be between 20 and 60 to apply. Children must be under age 19, or under age 25 if they attend school full-time.

Coverage amounts available from $50,000 to $500,000.

To learn more about features, costs, eligibility, renewability, limitations and exclusion visit this page.

Guaranteed Issue REALTORS® Group Term Life Insurance, exclusively for new members of the National Association of REALTORS® between age 20 through 49 who reside in the U.S.* You must also be a first-time member of NAR. This group coverage is available in $10,000 increments up to $50,000 to protect those you love.

*Please note that not all products are available in all states. We are currently working to expand Guaranteed Issue Group Term Life coverage into each state.

The funds are there to help your family with expenses after you are gone. They can use these funds to:

• Cover medical and funeral costs
• Take care of rent or mortgage payments
• Maintain tuition payments, car payments
• More

REALTORS® Guaranteed Issue Group Term Life Insurance is just that – guaranteed and ONLY for new NAR members: You answer no medical questions, and there are no physical exams. This coverage is available for a limited time once you join, so take advantage of this unique and exclusive offer while you qualify. In order to be eligible to apply, you must be a first-time member and must take advantage of this offer within your first 180 days of NAR membership. You must also be age 20 through 49. Don’t miss out, apply for your guaranteed coverage today.

We’ve included benefits to help you both now and later. Life insurance pays a benefit when you die. But with this coverage, there is an added benefit that can pay up to 50% of this benefit while you are alive should you become terminally ill. This Accelerated Death Benefit can provide monies paid directly to you, not doctors, so you decide where you need the funds. If your doctor confirms a terminal illness with less than 24 months to live and you are more than 12 months from your coverage termination age, you can request this accelerated benefit. Once paid, this will reduce the amount of death benefit your beneficiaries will later receive. For additional details and limitations, please see the Certificate of Insurance.**

30-Day Free Look

Once approved for coverage, you’ll receive a Certificate of Insurance and have 30 days to review it. If you decide this coverage isn’t for you, just return your Certificate without submitting a claim. Your coverage will be invalidated and you will be sent a full refund – no questions asked.

Learn more

Smart and Simple Insurance Development (SASid) is the administrator and developer of REALTORS® Insurance Place and REALTORS® Group Term Life and AD&D Insurance. SASid is a long-term and trusted partner, responsible for creating and managing NAR’s health insurance and wellness products, including the private Members Health Insurance Exchange, the Members Medicare Exchange, REALTORS® Dental Insurance, REALTORS® Vision Insurance, Members Telehealth, Pet Insurance, REALTORS® Core Health, Accident Deductible Protection, and more.

SASid has been a leader and innovator in developing and marketing insurance on the web since 1999, developing technologies and online insurance products for top insurance carriers and nationwide distribution networks. SASid is located in Janesville, Wisconsin.

Arkansas License #100106720

California License #0F74483

InsuranceTPA.com is the administrator for SASid, Inc. and REALTORS® Group Term Life and AD&D Insurance. All billing and fulfillment is through InsuranceTPA.com.

New York Life is the underwriter of REALTORS® Group Life Insurance.

New York Life Insurance Company has a proven reputation and has received the highest financial strength ratings¹ currently awarded to any U.S. life insurer. Plus, with 175 years as a mutual life insurance company, New York Life has demonstrated its commitment to serving its customers when they need it most.

¹Source: Individual Third-Party Ratings Reports as of 10/15/20

New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the Plan details sections for current availability. New York Life Insurance Company’s state of domicile is New York, and NAIC ID# is 66915.

The NAR-sponsored Group Insurance Plans are underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010, under Group Policy No. G-31000,G-31002, G31003 on Policy Form GMR-FACE.