The financial and tax benefits of owning a home vs. renting are very clear. Homeownership also provides many benefits to the family, children and the community, such as increased education for children, lower teenage pregnancy rate, and a higher lifetime annual income for children.
Promoting Home Ownership Topics
NAR Library & Archives has already done the research for you. References (formerly Field Guides) offer links to articles, eBooks, websites, statistics, and more to provide a comprehensive overview of perspectives. EBSCO articles (E) are available only to NAR members and require a password.
The Benefits of Homeownership Mean We Should Still Believe in the American Dream (New Geography, Dec. 1, 2018)
How Homeownership Builds Individual and Community Wealth (Meeting of the Minds, Oct. 16, 2018)
Wealth Beyond Equity (Best in American Living, Fall 2017)
Social Benefits of Homeownership and Stable Housing (National Association of REALTORS®, Dec. 2016)
Are Homeowners Better Citizens? Homeownership and Community Participation in the United States (Social Forces, Mar. 2013) E
CSUSB Study Says Homeownership Leads to Higher Education and Lower Crime Rates (Inside CSUSB, Mar. 24, 2017)
Homeownership and the Achievement Gap (Corey Bower, Oct. 14, 2014)
Measuring the Benefits of Home owning: Effects on Children Redux (Research Institute for Housing America, Aug. 2012)
7 Tax Benefits of Owning a Home: A Complete Guide for Filing Now and Next Year (realtor.com®, Feb. 18, 2019)
Homeownership and the American Dream (Journal of Economic Perspectives, Winter 2018) E
5 Big Financial Benefits of Home Ownership (moving.com, Aug. 22, 2018)
8 Reasons to Buy a Home (the balance, Jul. 7, 2018)
Homeownership is Still Financially Better than Renting (Urban Institute, Feb. 21, 2018)
eBooks & Other Resources
Homeownership Education Series (Freddie Mac, 2019)
Books, Videos, Research Reports & More
The resources below are available for loan through Member Support. Up to three books, tapes, CDs and/or DVDs can be borrowed for 30 days from the Library for a nominal fee of $10. Call Member Support at 800-874-6500 for assistance.
Benefits of Homeownership [Infographic] (National Association of REALTORS®, 2017)
Social Benefits of Homeownership and Stable Housing (National Association of REALTORS®, 2006 p. 16) HD 7293 N21
Low-Income Homeownership: Examining the Unexamined Goal (Brookings Institution Press, 2002)
The Economic Benefits and Costs of Homeownership (Research Institute for Housing America, May 2001)
Social Benefits and Cost of Home Ownership (Research Institute for Housing America, May 2000)
Have an idea for a real estate topic? Send us your suggestions.
The inclusion of links on this page does not imply endorsement by the National Association of REALTORS®. NAR makes no representations about whether the content of any external sites which may be linked in this page complies with state or federal laws or regulations or with applicable NAR policies. These links are provided for your convenience only and you rely on them at your own risk.