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REALTORS® Group Life Insurance

Life insurance and AD&D insurance can help shield families from the economic impact of losing a loved one. If you have a spouse, children, or other family members depending on you, term life insurance can be an easy and affordable way to make sure money is available to help them cover expenses after you’re gone.

Consider this protection to help safeguard your family’s future.

Introducing:

  • REALTORS® Group Term Life Insurance
  • REALTORS® Mature Group Term Life Insurance
  • REALTORS® AD&D Insurance (Accidental Death & Dismemberment)

These plans are underwritten by New York Life Insurance Company.

Member Benefit: These plans are exclusive to NAR members and offer negotiated group rates on group life insurance and accidental death and dismemberment insurance.

Plans feature a range of coverage amounts and options to suit your needs. Your spouse or domestic partner is also eligible for this coverage.

Learn more

How to Apply

Available Group Insurance Plans

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REALTORS® Group Term Life Insurance

REALTORS® Group TermLife Insurance

Term life insurance is a popular and cost-effective way to help provide a financial safety net for loved ones. Term life insurance is a form of life insurance that helps provide financial protection for a set period of time or term and often ends coverage at a set age. Costs are kept lower in part because it does not include income or investment options. Group term life insurance can offer additional key advantages such as an accelerated death benefit and coverage amounts up to $1 million.

REALTORS® Group Term Life coverage is built for young families as well as more established couples and individuals. This plan features economical rates and flexible coverage levels. This type of coverage can expand to suit your family’s needs as you grow your business and acquire assets.

Coverage is available to NAR Members and their spouses or domestic partners under age 60.

Coverage amounts are available from $50,000 to $1,000,000.

Approval and cost are subject to medical underwriting.

To learn more about features, costs, eligibility, renewability, limitations and exclusion visit this page.

REALTORS® Mature Group Term Life Insurance

REALTORS® Mature Group TermLife Insurance

Recognizing those age 60 and over deserve added peace of mind, this plan is designed to do just that.

Plans feature a range of coverage amounts and options to suit your current need.

NAR has negotiated rates for this protection offered only to members age 60 through 74. Spouses and domestic partners age 60 through 74 may also obtain this coverage. Coverage can last through age 95.

Coverage amounts available from $10,000 to $100,000.

Approval and cost are subject to medical underwriting.

To learn more about features, costs, eligibility, renewability, limitations and exclusion visit this page.

REALTORS® AD&D (Accidental Death & Dismemberment) Insurance

REALTORS® Group AD&D Insurance

AD&D can help provide financial protection for you and your family if you are involved in a covered accident that leads to death or bodily dismemberment including loss of specific senses such as sight, speech or hearing. It’s a cost-effective way to help provide protection for your family should an accident occur.

No medical testing or exam is required and there are no health questions required to be approved. Your acceptance is guaranteed.

Coverage is available to NAR Members and their spouses/domestic partners, and unmarried, dependent children. Members and their spouse or domestic partner must be between 20 and 60 to apply. Children must be under age 19, or under age 25 if they attend school full-time.

Coverage amounts available from $50,000 to $500,000.

To learn more about features, costs, eligibility, renewability, limitations and exclusion visit this page.

Coming Soon: REALTORS® Group Term Life Insurance (Guaranteed Issue)

A special offer on group term life insurance for new NAR members will be introduced in 2021.

Learn More About the Developer, the Administrator, and the Underwriter

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About SASid Inc.

Smart and Simple Insurance Development (SASid) is the administrator and developer of REALTORS® Insurance Place and REALTORS® Group Term Life and AD&D Insurance. SASid is a long-term and trusted partner, responsible for creating and managing NAR’s health insurance and wellness products, including the private Members Health Insurance Exchange, the Members Medicare Exchange, REALTORS® Dental Insurance, REALTORS® Vision Insurance, Members Telehealth, Pet Insurance, REALTORS® Core Health, Accident Deductible Protection, and more.

SASid has been a leader and innovator in developing and marketing insurance on the web since 1999, developing technologies and online insurance products for top insurance carriers and nationwide distribution networks. SASid is located in Janesville, Wisconsin.

Arkansas License #100106720

California License #0F74483

About InsuranceTPA.com

InsuranceTPA.com is the administrator for SASid, Inc. and REALTORS® Group Term Life and AD&D Insurance. All billing and fulfillment is through InsuranceTPA.com.

About New York Life Insurance Company

New York Life is the underwriter of REALTORS® Group Life Insurance.

New York Life Insurance Company has a proven reputation and has received the highest financial strength ratings1 currently awarded to any U.S. life insurer. Plus, with 175 years as a mutual life insurance company, New York Life has demonstrated its commitment to serving its customers when they need it most.

A++

AAA

AAA

AA+

AM Best

Fitch Ratings

Moody’s

Standard & Poor’s

1Source: Individual Third-Party Ratings Reports as of 10/15/20

New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the Plan details sections for current availability. New York Life Insurance Company’s state of domicile is New York, and NAIC ID# is 66915.

The NAR-sponsored Group Insurance Plans are underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010, under Group Policy No. G-31000,G-31002, G31003 on Policy Form GMR-FACE.


The National Association of REALTORS® has not and will not review the insurance products offered. It is the responsibility of the consumer to review the offers and choose the best plan for his or her situation.

Program availability and eligibility requirements may vary by partner program. See partner websites for details, terms and conditions. 

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