WASHINGTON (October 10, 2025) – The National Association of REALTORS® Executive Vice President and Chief Advocacy Officer Shannon McGahn issued the following statement after the United States Senate passed the Renewing Opportunity in the American Dream to Housing Act of 2025 (ROAD to Housing Act) as part of its version of the National Defense Authorization Act (NDAA):

"NAR applauds the Senate for passing this bipartisan legislation that addresses housing supply, affordability and homeownership pathways. At a time when homeownership increasingly feels out of reach, this legislation offers meaningful, pragmatic solutions to restore opportunity for millions of American families. We commend Chair Senator Tim Scott and Ranking Member Senator Elizabeth Warren for their bipartisan leadership on this critical issue. We look forward to working with Congress and the administration to enact this vital legislation and help preserve the American dream of homeownership for future generations."

The Senate Committee on Banking, Housing, and Urban Affairs previously passed the ROAD to Housing Act unanimously. Senators Scott and Warren offered an amendment to include the bill in the NDAA.

The ROAD to Housing Act includes provisions designed to meet America's diverse housing needs:

  • Building More Homes and Cutting Red Tape: Helps communities overcome zoning and other barriers, streamlines environmental reviews for housing projects, and creates grants for communities that build more homes.
  • Opening Doors to Homeownership: Removes barriers that make it harder to get smaller mortgages, improves the home appraisal process, helps families save for homes, and ensures veterans know about their home loan benefits.
  • Supporting Housing Innovation: Updates rules and financing for manufactured and modular homes and encourages new building technologies that make housing more affordable.
  • Helping Communities Recover from Disasters: Permanently authorizes disaster recovery efforts to help communities rebuild while incorporating resilience measures to reduce repetitive losses and maintain insurability.

The NDAA now advances to the House, where differences between the House and Senate versions will be resolved.

About the National Association of REALTORS®

As America's largest trade association, the National Association of REALTORS® is involved in all aspects of residential and commercial real estate. The term REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics. For free consumer guides about navigating the homebuying and selling transaction processes – from written buyer agreements to negotiating compensation – visit facts.realtor.

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