Economists' Outlook

Housing stats and analysis from NAR's research experts.

Share of Owner-occupied Homes Without a Mortgage


  • Thirty-two percent of homes are owned “free and clear” or without a mortgage according to the 2009 American Housing Survey
  • Of the over 76 million homes, over 24 million are owned without a mortgage
  • For more information:
Notice: The information on this page may not be current. The archive is a collection of content previously published on one or more NAR web properties. Archive pages are not updated and may no longer be accurate. Users must independently verify the accuracy and currency of the information found here. The National Association of REALTORS® disclaims all liability for any loss or injury resulting from the use of the information or data found on this page.