Accessory dwelling units (ADUs), co-ownership vacation homes, and multigenerational living—creative solutions are helping homeowners tackle rising costs. This week, we’re joined by Ryan Hvizda, owner at Hvizda Realty Group at Keller Williams Metro in New Hampshire; Matt Brannon, data journalist at Insurify; Danielle Hale, chief economist at realtor.com; Austin Allison, CEO of Pacaso; and Lynn Butterfield, associate broker at Coldwell Banker. They share expert insight on how to afford homeownership in today’s market, including ways to save on property taxes and why asking for a home’s insurance history can protect your finances. Plus, house hacks that put money back in your pocket and a new “Hot or Not” home trend: renting out your backyard.