On Thursday January 22, 2015, the Consumer Financial Protection Bureau (CFPB) and the Maryland Attorney General ordered two banks to pay more the $37 million in fines for illegal payments for referrals under the guise of marketing and other agreements under the Real Estate Settlement Procedures Act (RESPA). These cases follow on the heels of other enforcement actions targeting disclosures and practices under the anti-kickback provisions of RESPA. No one may give or accept anything of value for the referral of settlement services in residential transactions involving a mortgage. NAR continues its decades long work to educate members about their obligations under RESPA. Visit www.nar.realtor/respa to see the latest and join us for a webinar on Thursday, February 19, 2015 at 2:00 PM EST to learn more about what one can and cannot do under RESPA.