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REALTORS® Federal Credit Union, a Division of Northwest Federal Credit Union

LogoThe Credit Union is here to help those impacted by recent hurricanes.

Who: Created by NAR, the Credit Union is available to address the unique savings, lending and credit needs of REALTORS®, who may be self-employed.

What: Offering a variety of banking services for business or personal banking, Credit Union members have access to over 30,000 ATMs and more than 5,000 Shared Branch locations nationwide, as well as checking and savings accounts, Mobile Banking, the REALTOR® Credit Card, competitive rates on auto, home and business loans and more. Services for associations and brokerages including commercial real estate loans, business lines of credit and escrow accounts are also available. Learn the top ten reasons to join the Credit Union.

How: Membership is available to eligible NAR Members, including REALTORS®, Association/Board staff and family members. Join online today (with your NRDS ID) at REALTORSFCU.org.

Special Offers

Your Credit Union Is Here for You

REALTORS® Federal Credit Union, a Division of Northwest Federal Credit Union, extends its heartfelt sympathy to all impacted by Hurricane Irma and Harvey. Please know that your Credit Union stands ready to assist you with financial or banking needs you may have at this time. Please feel free to contact the Credit Union’s Member Solutions Department at 866-295-6038 x4310 or via email at membersolutions@realtorsfcu.org and let them know how they can help.

Commercial Real Estate Loans with No Pre-Payment Penalty 

The Credit Union is offering special loan rates, as low as 3.99%, no prepayment penalty, and up to 25 years amortization. Great opportunity for those considering a new building purchase (owner-occupied), refinancing, making improvements on your current commercial real estate property, or looking to move out of an existing lease.* For complete details, visit REALTORSFCU.org.

A Credit Union Designed for REALTORS®

Credit Union membership offers more benefits than you may know, including 33,000+ fee free ATMs and mobile deposit up to $25,000. Those are just two of the Top Ten reasons to join REALTORS® Federal Credit Union, a Division of Northwest Federal Credit Union. Take just two minutes to learn all 10.

The Credit Union regularly offers great rates on loans and savings accounts for your personal and business needs. Visit REALTORSfcu.org for the most up-to-date offers.

Escrow Checking Accounts Now Available From Credit Union

To help REALTORS® manage their clients’ funds, REALTORS® Federal Credit Union, a Division of Northwest Federal Credit Union now offers Real Estate Escrow Checking Accounts, with no minimum balance and no monthly fees for brokers. Learn more.

For Individuals

Personal Account Options

  • Savings and investment products — traditional, money market, retirement savings accounts, and more.
  • Checking, debit card and access to thousands of ATMs
  • Loans — vehicle, personal, mortgages, and lines of credit (including Professional Development Lines of Credit)

Tips:

—Keep your personal and business budgets separate. Open separate accounts to manage your personal spending and business expenses.
—Set up multiple savings accounts for different purposes such as membership dues, taxes, holiday spending, and more.

For Associations/Brokers/Businesses

Business and Association Account Options:

  • Traditional savings
  • Money market savings
  • Industry-leading certificate investments
  • Escrow Accounts
  • Small business loan and lines of credit (up to $50,000)
  • Share secured loans and lines of credit
  • SentriLock loans

Share the benefits with promotional tools including literature, webinars, and YouTube videos to help you educate your members about the Credit Union*. Email info@realtorsfcu.org for more information.

*Membership eligibility and qualifications required to join. Credit Union accounts are federally insured by NCUA.

Escrow Checking Accounts Now Available From Credit Union

To help REALTORS® manage their clients’ funds, REALTORS® Federal Credit Union, a Division of Northwest Federal Credit Union now offers Real Estate Escrow Checking Accounts, with no minimum balance and no monthly fees for brokers. Learn more.

Locations

Your Credit Union is always open online and through Mobile Banking. Members can also access their accounts at over 30,000 ATMs and receive personal assistance at more than 5,000 Shared Branch locations nationwide. Find a location near you at REALTORSFCU.org.

For assistance, call 866-295-6038 during regular business hours.

Resources/Webinars

The Credit Union hosts informative webinars monthly. Sign up for an upcoming webinar or view recorded webinars, created for individuals and Associations/businesses at REALTORSFCU.org.

What is a credit union?

Credit unions are not-for-profit cooperative financial institutions owned and operated by their members.

Members maintain voting rights to elect their board of directors. Through the use of volunteer boards and member ownership, credit unions share their profits with their members (not shareholders) by providing highly competitive loan and savings rates, and fewer fees than other lending institutions.

The National Credit Union Share Insurance Fund (NCUSIF) provides individual depositors with deposit insurance up to $250,000 backed by the full faith and credit of the United States government.


* Rate is effective 8/15/2017 for a limited time only. Loan must be approved and commitment letter signed by 11/15/2017 to be eligible. Membership eligibility and credit qualifications required. The property must be owner-occupied and borrower must occupy 51% of the office space. Existing loans with the Credit Union may not be refinanced and do not qualify for this promotion. SBA loans, investment property and construction loans do not qualify for this promotion.


Program availability and eligibility requirements may vary by partner program. See partner websites for details, terms and conditions.