REALTOR® Credit Card
Now available in partnership with REALTORS® Federal Credit Union, a Division of Northwest Federal Credit Union: NAR's official REALTOR® Credit Card.
This unique card program is available to existing and new Credit Union members and includes card options for personal and business use. Features of the REALTOR® Credit Card include:
- Customized real estate-themed designs
- REALTOR® branding options
- Competitive interest rates as low as 8.50% APR*
- No annual fees, balance transfer or cash advance fees
- Comprehensive rewards program (with over 6 million rewards, and points that never expire)
Manage Personal Purchases and Business Expenses
For record keeping and tax planning, apply for two separate personal consumer cards – one for making personal purchases and a second to track business expenses, and select different card designs for each. Apply online for a personal credit card or business credit card.
Members concerned about credit also have an option of the Secured Credit Card. A minimum balance of $500 is required, and is a great option for Credit Union members seeking to increase their credit worthiness. To see if you qualify for this option, start the application process here.
For Associations and Brokerages
Operate or manage an office with staff? A business (corporate) card option is also available to state and local associations, brokerages, MLSs, and business account holders. To apply, click here and select the Business (Corporate) Expenses option or call 866-295-6038.
Membership and Application
Membership in the Credit Union is required to apply for the REALTOR® Credit Card. REALTORS®, state and local association staff and family members are eligible to enroll in the Credit Union and apply. A complete Eligibility List is available online at REALTORSfcu.org.
If you are not yet a Credit Union member, the process is a streamlined for both Credit Union membership and REALTOR® Credit Card application. Apply today.
*Variable APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no balance transfer fee and no cash advance fee. Foreign transactions are subject to a fee of up to 1% of the transaction amount. Member Rewards MasterCard holders and REALTOR® Credit Card holders do not receive reward points on balance transfers.
**APR=Annual Percentage Rate. 2.99% is the promotional rate on transfers made 1/1/2017-3/31/2017 until April 2018 billing cycle. After that, the APR for the unpaid balance will be 8.50%-18.00% based on the product you choose and your creditworthiness and will vary with the market based on the Prime Rate. Promotional APR of 2.99% is available on balance transfers from other financial institutions to your Credit Union credit card during the promotional period up to your available credit limit.
Individual program eligibility is subject to state and territory availability, and active NAR membership. See partner site for details, terms, and conditions.