REALTOR® Credit Card
Now available in partnership with REALTORS® Federal Credit Union, a Division of Northwest Federal Credit Union: NAR's official REALTOR® Credit Card.
This unique card program is available to existing and new Credit Union members and includes card options for personal and business use. Features of the REALTOR® Credit Card include:
- Customized real estate-themed designs
- REALTOR® branding options
- Competitive interest rates as low as 9% APR*
- No annual fees, balance transfer or cash advance fees
- Comprehensive rewards program (with over 6 million rewards, and points that never expire)
REALTOR® Credit Card Spend $3,000 Get $100 Statement Credit
Reach for your REALTOR® Credit Card when making purchases for gas and groceries and everything in between! When you spend $3,000 or more July 1 – September 30, you’ll get a $100 statement credit.** Plus, earn one reward point for every dollar spent. Learn more about all benefits of the REALTOR® Credit Card.
Manage Personal Purchases and Business Expenses
For record keeping and tax planning, apply for two separate personal consumer cards – one for making personal purchases and a second to track business expenses, and select different card designs for each. Apply online for a personal credit card or business credit card.
Members concerned about credit also have an option of the Secured Credit Card. A minimum balance of $500 is required, and is a great option for Credit Union members seeking to increase their credit worthiness. To see if you qualify for this option, start the application process here.
For Associations and Brokerages
Operate or manage an office with staff? A business (corporate) card option is also available to state and local associations, brokerages, MLSs, and business account holders. To apply, click here and select the Business (Corporate) Expenses option or call 866-295-6038.
Membership and Application
Membership in the Credit Union is required to apply for the REALTOR® Credit Card. REALTORS®, state and local association staff and family members are eligible to enroll in the Credit Union and apply. A complete Eligibility List is available online at REALTORSfcu.org.
If you are not yet a Credit Union member, the process is a streamlined for both Credit Union membership and REALTOR® Credit Card application. Apply today.
*Variable APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no balance transfer fee and no cash advance fee. Foreign transactions are subject to a fee of up to 1% of the transaction amount. Member Rewards MasterCard holders and REALTOR® Credit Card holders do not receive reward points on balance transfers.
**Spend and Get offer is valid from 7/1/17 to 9/30/17 when REALTOR® Credit Card is used for net purchases totaling at least $3,000 within the promotional period. If qualifying criteria is met, cardholder will receive a $100 credit on their credit card statement by 11/15/17. Some restrictions apply. Not valid on savings secured credit cards. Cardholder must have a credit limit of at least $2,500 to qualify for this offer. Cardholder must be in good standing. Offer ends 9/30/17.
Program availability and eligibility requirements may vary by partner program. See partner websites for details, terms and conditions.