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Protect Your Home and Business Life

Risk Management

Find out more about savings on home warranties from American Home Shield and errors & omissions insurance from Victor O. Schinnerer & Company. REALTORS® receive exclusive discounts through the REALTOR Benefits® Program.

Summary of New Qualified Mortgage (QM) Rule

NAR has been actively involved in shaping the debate and structure of the Qualified Mortgage (QM) Rule issued by the Consumer Financial Protection Bureau (CFPB) created by the Dodd-Frank Reform Act.  NAR achieved a significant victory in obtaining a safe harbor in the QM rule for loans underwritten to the automated standards of Fannie Mae/Freddie Mac, the Federal Housing Authority, Veterans Administration and Rural Housing Service (within their respective loan limits) for up to seven years.


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