State Flood Hazard Disclosures Survey

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The following survey covers mandated property disclosures related to flood hazards. This material was prepared for the National Association of REALTORS® by Legal Research Center, Inc., in February 2019 and updated earlier this year. The survey covers all 50 states, plus the District of Columbia, Guam, Puerto Rico, and the U.S. Virgin Islands.

Note: This report does not constitute legal advice. It is intended to provide general information and may not be relied as specific legal guidance. Legal counsel should be consulted before acting in reliance on this information. This research was updated earlier this year and the laws and other information provided here may have changed at any subsequent time.

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Flood Insurance

The National Flood Insurance Program provides hundreds of thousands of dollars of flood coverage where required for a federally backed mortgage.