Financing & Credit

Overview

Buyers and investors pay so much attention to where a property is located, what features it offers, and how much it costs, but every real estate sale ultimately hinges on the buyer’s access to funds. While some pay cash for homes, buildings or land, many depend on banks and the government to help finance real estate purchases. Many factors affect access to credit, including government policies and regulations, banking laws, interest rates, the willingness of lenders to issue mortgages, and the overall health of the economy.

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Smart Growth Programs

Resources to help you and your association with transportation, land use, schools, open space, or bringing vacant properties back to productive use.