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(Updated July 2016)

The green movement is here to stay, and nowhere is this more apparent than in the housing market. Find out the latest trends, statistics, reports, and resources on green mortgages in this updated Field Guide. (D. McCormick, Budget & Operations Manager)

E - EBSCO articles available for NAR members only. Password can be found on the EBSCO Access Information page.

Information from NAR

Energy-Efficient Mortgages Gain Popularity, (REALTOR® Magazine, Feb. 27, 2014).

Lenders Add Green Tints to Mortgages, (REALTOR® Magazine, Nov. 27, 2013).

Green-Home Buyers May Get Bigger Mortgages, (REALTOR® Magazine, July 30, 2013).

Financing Green Remodels: The Ins and Outs of Energy Efficient Mortgages, (NAR Styled, Staged and Sold Blog, June 10, 2013).

Study: ‘Green’ Home Owners Less Likely to Default, (REALTOR® Magazine, Mar. 21, 2013).

Green Mortgage Allow More Options for Upgrades, (REALTOR® Magazine, Sept. 12, 2011).

Green Mortgages

Double Prizes: An Energy Efficient Mortgage Can Get You a Good Deal and Energy Efficiency, (Star Energy Partners, June 1, 2016).

VA Energy Efficient Mortgages (EEMs) For Home Improvement Projects, (The Mortgage Reports, May 25, 2016).

3 Questions to Ask About Energy-Efficient Mortgages, (The Arizona Republic, May 10, 2016).

Fannie Mae Improves Energy-Efficient Mortgage Program, (Fannie Mae, Apr. 14, 2016).

Mortgages for Log Homes, Tiny Homes, Green Homes and other Unique Properties, (The Mortgage Reports, Jan. 12, 2016).

Can we make mortgages go green?, (Energy Savings Trust, Nov. 2, 2015).

Beyond the Future 2.2 – A New Perspective on Green Mortgages, Payments & Incentivized Financing, (Green Mortgage Money, Sept. 9, 2015).

Into the Future – Green Mortgage Finance: What’s up with Energy Efficient Mortgages (EEM’s) Part 2.1, (Green Mortgage Money, Aug. 13, 2015).

Should You Invest in a Green Home?, (Investopedia, May 6, 2015).

Green Mortgages: You Can Buy an Energy-Efficient Home, (®, Sept. 9, 2014).

Should You Get an Energy-Efficient Mortgage?, ( Blog, June 21, 2014).

Green Mortgages – Part 2 – The Benefits!, (Terra Firma Global Partners, June 16, 2014).

Green Mortgages – Part 1, (Terra Firma Global Partners, June 6, 2014).

Green Mortgages Taking Root with Customers, (Housing Industry Forum, Apr. 8, 2014).

Right and Wrong Info About Energy Efficient Mortgages, (Green Energy Money, Mar. 21, 2014).

How an Energy-Efficient Mortgage Can Save You Money, (U.S. News & World Report, Feb. 7, 2014).

Mortgages could go ‘green’ with energy-rewards lending, (The Seattle Times, Nov. 23, 2013).

Go Green, Save Green: Energy Efficient Mortgages, (Veterans United Network, July 16, 2013).

Fannie Mae Multifamily Green Initiative, (Fannie Mae, 2nd Qtr. 2012).

HUD's energy efficient mortgages program, (U.S. Department of Housing & Urban Development, Aug. 25, 2009).

Energy efficient mortgages, (

Resources, Studies, Websites

Energy Efficient Mortgage Homeowner Guide, (U.S. Department of Housing and Urban Development).

Energy Efficient Mortgage Program, (U.S. Department of Housing and Urban Development).

eBooks & Other Resources

Books, Videos, Research Reports & More

The resources below are available for loan through Information Services. Up to three books, tapes, CDs and/or DVDs can be borrowed for 30 days from the Library for a nominal fee of $10. Call Information Services at 800-874-6500 for assistance.

Energy-efficient mortgages and home energy rating systems: a report on the Nation’s progress, (National Renewable Energy Laboratory, 1993). QC 73.8 N21ee

Field Guides & More

These field guides and other resources in the Virtual Library may also be of interest:

Field Guide to Commercial Green Buildings

Field Guide to Greening Your Neighborhood

Field Guide to Resource Efficient Homes

Field Guide to the Small House Movement

Field Guide to Solar Energy Features & Tax Credits

Information Services Blog

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The inclusion of links on this field guide does not imply endorsement by the National Association of REALTORS®. NAR makes no representations about whether the content of any external sites which may be linked in this field guide complies with state or federal laws or regulations or with applicable NAR policies. These links are provided for your convenience only and you rely on them at your own risk.