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The Center for American Progress (CAP) released a report "Opportunities for Promoting Credit for Affordable Housing in Rural America," as follow-up to a joint White House and U.S.. Department of Agriculture convening facilitated by CAP and involving advocates, academics and other stakeholders, including the National Association of REALTORS®.
The report discusses potential ways in which to improve access to credit for rural housing including:
- Facilitating small loan lending through partnerships with Ginnie Mae and the federal home loan banks.
- Identifying incentives for developers and financers to support affordable housing in rural areas.
- Increasing the awareness of consumer-friendly versions of manufactured housing, including real-estate-financed mortgages and resident-owned manufactured housing communities.
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